The UK Government's announcement of a substantial 66% hike in the IHS, set to take effect from 31 January 2024, has raised questions and uncertainties for many prospective migrants. Since its implementation in April 2015, the IHS has been a significant financial obligation for visa applicants, serving as a means to contribute to the cost of healthcare provided by the National Health Service (NHS) during their stay in the UK.
Understanding the Immigration Health Surcharge and Its Significance
The Immigration Health Surcharge is an upfront cost paid alongside most visa applications, granting individuals access to NHS healthcare for the duration of their visa. While its purpose is to ensure that migrants contribute to the cost of healthcare provided by the NHS, it also represents a significant financial commitment for those seeking to enter or remain in the UK. It covers essential hospital treatments, but certain services such as prescriptions, dental treatment, and eye tests are not included. Additionally, individuals are responsible for further NHS hospital treatment costs if their visa is curtailed or ends earlier than planned. Notably, there is no opt-out option for this surcharge, adding to the financial burden for applicants.
Impact of the Increased IHS Surcharge
This surcharge, calculated annually, is scheduled to rise by 66%, representing a substantial rise in expenses for visa applicants. However, exemptions from the IHS include health and care workers, visitors, asylum seekers, and individuals under various immigration categories such as the EU Settlement Scheme.
Applicants are required to pay the healthcare surcharge for themselves and any dependents before submitting their visa or immigration application. The amplified IHS rates will particularly impact individuals applying for visas spanning 3 or 5 years, leading to a substantial financial burden. For instance, a 3-year visa for one adult paying at the full rate will result in an IHS charge of £3105, while a 5-year visa will incur a fee of £5175. Those on discounted IHS rates (students, student dependants, applicants under the Youth Mobility Scheme, and children below 18 years of age) will see their IHS surcharge rise from £470 per year to £776 per year. Failing to meet this requirement may lead to the rejection of the application, adding to the stress and financial strain experienced by potential migrants.
IHS Refunds
In cases of visa refusal or withdrawal, or accidental duplicate payments, individuals are entitled to an IHS refund. This provision offers some relief in the event of unforeseen circumstances leading to visa application issues.
Strategies to Mitigate the Impact of the Increase
To alleviate the impact of the heightened fees, applicants are encouraged, where viable, to expedite and submit their applications before the new rates come into effect. By doing so, they may have the opportunity to pay the current IHS fees, potentially saving significant costs.
Until the scheduled rate adjustments take effect, the existing IHS stands at £624 per applicant annually, or a discounted rate of £470 per year applies for student visa holders, individuals on the Youth Mobility Scheme, and children under 18.
In light of these imminent changes to the IHS, individuals planning to relocate to the UK should proactively assess their circumstances, seek professional guidance, and consider proactive measures to manage the financial impact of the impending fee hikes. By staying informed and understanding the intricate details of the Immigration Health Surcharge, applicants can position themselves to make well-informed decisions and mitigate potential challenges effectively.
For expert advice and assistance on the IHS or any other visa or immigration application, contact Thames Hill Solicitors on 0203 314 0104 or contact us via email: info@thameshillsolicitors.co.uk.
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